Call us: +94 115899300    [email protected]
Muthoot Group      

Investor Relations

Asia Asset Finance PLC (AAFL) is a Registered Finance Company (RFC) founded in 1970, formerly known as “Finance and Land Sales.” Following the company being fully acquired and re-structured    by Asia Capital PLC in 2004, the company was rebranded as Asia Asset Finance PLC. 

With over 45 years of experience, Asia Asset Finance PLC is one of the most investor-friendly companies in Sri Lanka, bringing multiple - often unique - products and services, new fiscal perspectives, long experience and well-honed financial 

skills to all we do.

Our efforts have always been client-focused throughout the years, and this approach has paid rich dividends in the form of lasting and rewarding relationships. Full of energy, drive and passion, our young team of finance professionals are forward looking, and strive to deliver the highest standards and superior performance.

Backed by the financial strength of the Muthoot Finance Ltd, Asia Asset Finance PLC's innovative approach together with its business acumen has ensured stability and sustainability.

The company currently operates branches spread across the Western Province, Northern province, Southern province, Eastern province and North Western Province of Sri Lanka; with branches in, Negombo, Kalutara, Gampaha ,Wennappuwa, Kurunegala, Moratuwa Galle, Matara, Batticaloa, Jaffna, Killinochchi, Point Pedro, Chawakachcheri,  whilst the Head Office and a City Office is based in Colombo.


The Vision, Mission and the Values of the Company are as follows:


“To become the premier finance company in Sri Lanka”.


Towards the customers 

The solutions we provide for our customer’s financial needs would be unconventional, innovative and relevant for their needs to improve their quality of life whilst maintaining superior levels of customer service which would go well beyond their expectations.

Towards the Shareholders

Build shareholder value and provide substantial shareholder returns through relentlessly improving our performance and operations with sustainable effective strategies.

Towards our family of employees

A company that fosters and harness’s equality amongst employees along with personnel development and to create the perfect work life balance in the organization.

To the Society responsibly

To be an ethical financial service provider, promoting the betterment of the societies we work and live in while maintaining transparent financial records and practices. We aim to provide financial solution to all segments in our society and eliminate financial exclusion in our society.


Values of our company

•         Honesty and Integrity

•         Flexibility

•         Innovation

•         Passion for excellence

•         People Oriented

•         Genuine concern for the client


Business Profile  

The major line of business of the company is financial intermediation where public deposits are ploughed back to the financial system via range of financial products tailored to its niche market. The key revenue line of the Asia Asset Finance is the interest income generated through lending portfolios having included Leasing, Business Loans, Corporate Loans, Factoring, SME Loans, Gold Loans, Personal Loans, Property Mortgage Loans, Money Transfer via “Money Gram” and Micro credit that transforms into Micro Finance. The company has wide variety of products that covers range of personal and corporate financial services. These products cater to a wider market segment creating a loyal customer base to the company. The company believes the “product” should be created centering the requirements of our customers and the economic conditions, without duplicating the products of our competitors and burdening the market. Thus, company always considers the current economic and market trends when deciding a product while recognizing the requirement of the people. Apart from the major line of business company has a well diversified investment portfolio which yields a substantial income.

In the midst of economic developments after the cessation of war and a growing financial sector well regulated under the authorities, the company is ready to bloom. Accordingly the company taking initiatives to expand its branch especially in the Northern, Eastern Central, North Central, Uva and Sabaragamuwa provinces has ample opportunities. In addition, the well regulated financial sector would attract more customers due to the public regaining its confidence. Moreover the prevailing lower interest rates will boost the loan book growth by more people demanding for credit facilities whilst more deposits will flow to the company via new branches put up in unbanked areas.


Company Information

Name of Entity : Asia Asset Finance PLC 

Address : 76/1 Dharmapala Mawatha, Colombo 02, Sri Lanka

Telephone No. : +94 115899300

Fax No. : +94 112 577 477 

Website Address : 

Email Address : [email protected]

Company Registration Number: PB 139 

Date of incorporation : September 23, 1970 

Status of Company  : A Public Limited Liability Company 

Company incorporated under: Companies Act No. 7 or 2007 on January 23, 2008.





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Business Loan +94 115117744

Gold Loan +94 115114499